ILLINOIS — For millions of people across the state, the timing of their monthly Social Security check matters. Whether you’re retired, disabled, or receiving Supplemental Security Income (SSI), knowing exactly when your deposit arrives each month can make budgeting much easier.
Here’s the complete 2025 Social Security payment calendar for Illinois residents — including SSDI, retirement, and SSI — so you always know when to expect your funds.
Who Gets Paid When? SSA Payment Groups Explained
The Social Security Administration (SSA) divides payments into multiple groups depending on:
-
Type of benefit (SSI, SSDI, retirement)
-
Your birthday (specifically, the day of the month you were born)
-
Whether you receive both SSI and SSDI
Each group has a fixed schedule every month, and deposits usually arrive via direct deposit by 9 a.m. on your assigned date.
Social Security Retirement & SSDI Payment Dates (2025)
If you receive retirement benefits or SSDI only, your payment is scheduled based on your birth date:
| Birthday Falls On | Monthly Payment Date |
|---|---|
| 1st–10th | 2nd Wednesday of the month |
| 11th–20th | 3rd Wednesday of the month |
| 21st–31st | 4th Wednesday of the month |
For example:
-
If your birthday is July 4, you get paid on the 2nd Wednesday each month.
-
If your birthday is November 18, you get paid on the 3rd Wednesday each month.
Full 2025 SSA Payment Calendar (Retirement & SSDI)
| Month | 1st–10th | 11th–20th | 21st–31st |
|---|---|---|---|
| January | Jan 8 | Jan 15 | Jan 22 |
| February | Feb 12 | Feb 19 | Feb 26 |
| March | Mar 12 | Mar 19 | Mar 26 |
| April | Apr 9 | Apr 16 | Apr 23 |
| May | May 14 | May 21 | May 28 |
| June | Jun 11 | Jun 18 | Jun 25 |
| July | Jul 10 | Jul 17 | Jul 24 |
| August | Aug 14 | Aug 21 | Aug 28 |
| September | Sep 11 | Sep 18 | Sep 25 |
| October | Oct 9 | Oct 16 | Oct 23 |
| November | Nov 13 | Nov 20 | Nov 27 |
| December | Dec 11 | Dec 18 | Dec 24 |
If your normal payment date falls on a holiday, deposits are issued one business day early.
SSI-Only Recipients: Fixed Monthly Schedule
If you receive only Supplemental Security Income (SSI), your payment always arrives on the 1st of the month, unless it falls on a weekend or holiday.
| Month | SSI Payment Date |
|---|---|
| January | Dec 31, 2024 (early) |
| February | Feb 1 |
| March | Mar 1 |
| April | Apr 1 |
| May | May 1 |
| June | May 31 (early) |
| July | Jul 1 |
| August | Aug 1 |
| September | Aug 30 (early) |
| October | Oct 1 |
| November | Nov 1 |
| December | Nov 29 (early) |
Note: SSI recipients often receive early payments when the 1st falls on a weekend.
What If You Get Both SSI and SSDI?
People who receive both SSI and Social Security get their SSI on the 1st of the month and their SSDI based on their birthdate, later in the month.
You’ll usually see two separate deposits, not a combined one.
Tips for Avoiding Delays
-
Make sure your direct deposit info is up to date on ssa.gov/myaccount
-
Watch for mail delays if receiving a paper check — allow up to 3 mailing days
-
If a payment hasn’t arrived by 3 business days past the due date, call SSA at 1-800-772-1213
Are You Seeing Late Payments or Missing Checks in 2025?
Tell us what’s happening in your neighborhood. We’re tracking payment reliability across Cook County and nearby suburbs. Share your experience at chicagosuburbanfamily.com and help us report on delays or SSA support issues.
